Health Insurance for my pet?
One of my neighbors is getting a new puppy soon. He lost his beloved Lisel two years ago and now feels ready to add a new pup to his home. I gave my neighbor one of our Happy, Healthy Puppy starter kits, which all of our new puppy clients receive. In addition to samples of food, samples of heartworm and flea prevention, and many pamphlets with information about starting your puppy off on the right paw, it has information on pet insurance. I told my neighbor that he should immediately enroll his puppy in a health insurance program. We embrace our pets as full-fledged family members and fortunately, we can insurance them like family members.
Chateau Veterinary Hospital recommends pet insurance for our clients and their pets. When a pet medical emergency strikes, just how financially prepared are you? Pet insurance allows you to say yes when your pet faces a catastrophic illness or injury. The ability to provide complex, lifesaving care for our pets has grown exponentially, as has the cost to provide that care. Your pet with pneumonia may need a ventilator. Your cat with end-stage kidney disease may benefit from a kidney transplant. These types of medical care are available now for pets. One overnight stay in an intensive care at an overnight or specialty clinic can easily run several thousand dollars. That is an expense that may cause many people to have to euthanize their beloved pet. Health insurance may help. Having pet insurance gives you peace of mind. Having pet insurance allows you to choose treatments for your ailing or injured pet based on the best medical option available and not restricted based on family finances. Most pet insurance policies reimburse up to 80% of costs after deductibles and most insurance claims can be filed by our team before you leave the hospital.
Things You Need to Know: Pet insurance, like human insurance, has premiums, deductibles, and maximum payouts. Unlike your health insurance, pet insurance can exclude preexisting conditions. That is why the best time to buy pet insurance is when you first acquire your pet, while they are healthy. Pet insurance companies may request any available medical records. Pet insurance, like human insurance, is a business. Their goal, while trying to help your pet, is also to make money. If you feel that your claim has been unfairly denied, investigate. If Chateau Veterinary Hospital has provided the care, we will go to bat for you. Our team is here to help, call us with any questions.
Investigate before you buy. Here are some websites that may be helpful:
- Petinsuranceguideus.com
- Petinsurancereview.com
- Pet-insurance-university.com.
